20
Oct
11

Let’s just Try to Create a Saving Culture

Written by Mega Ai

Couple days ago, I met and had a conversation with some close friends. You know what were we talking about? We were talking about money, more specifically, we were talking about saving money. All of us have a problem with saving money. None of us can save any money in the end of the month. What a pity!

Well, August 31, 2011 was my last day to be a freelance writer. What does that mean? That means, there is no monthly income anymore and there is no saving money anymore. The sallary isn’t that big, but at least it’s enough to fulfill my personal expenses. And having my own income is one of the achievements I have done because I do not need to receive any money from my parents anymore. Anyway, I need the money but I really really got bored with the jobs. I need a rest for a while. And now, I am receiving the monthly money again from my parents. What an embarasssing! :(

After a long conversation, we concluded that we have a big expenses in certain aspects, therefore, we need to cut it down. Example, one friend has a big expenses to buy clothes for example is t-shirt, shirt, skirt, and such stuffs. Another friend has a big expenses in spending balance/credit for cellular phone, such as internet access, texting, and calling. And I, always have a big expenses to buy such snacks, like ice cream, cake, chocolate, cheaps, and stuffs. It’s really hard for us not to buy the things we loved since we always have a big desire about it. The desire is always there, but not all the desires have to be fulfilled, right? The worse is those stuffs are not such kind of urgent things! We HAVE TO learn to save the money. We HAVE TO be more humble or economical or simple in life. So, we decide to create a saving culture. It doesn’t have to be a large amount of money for the beginning, we just need to be consistent with a small amount of money in every end of month. Hopefully, starting this month, we can be consistent to save our money.

If we look at the people around us. We’ll see how hard they struggle for their life and their family. How hard people work just to fulfill the needs of rice. How hard people work to pay the school and stuffs. We shouldn’t be arrogant and try to live simply humble. What do you think? ;)

this picture is adopted from 3.bp.blogspot.com

this picture is adopted from 3.bp.blogspot.com

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